Retirement Planning
I offer Independent Financial Advice at every step of your retirement planning needs.
Maybe you have no financial provision in place for retirement and feel that you should set something up... There is no time like the present and the sooner you start saving for retirement the more money you are likely to accumulate in your 'pot'.
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I can advise you on setting up a new pension, how much to save and offer advice on achieving your retirement objectives.
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Or could it be that you have several pension pots in different places? Are you not sure what you have or where? This is most likely to be the case if you've worked for different employers, each offering a pension scheme. I can gather the information on your existing arrangements for you and offer a financial review based on what you have in place.
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I can provide advice and facilitate the transfer of one or more pensions into another if, following our financial review it is deemed in your best interest to do so, taking into account your objectives, personal and financial circumstances.
As retirement draws closer, I can offer advice on retirement planning, to...
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Ensure you draw your pension benefits in the most tax efficient way
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Ensure your objectives are realistic and achievable
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Ensure the way in which you take benefits, whether this be through the purchase of an annuity (guaranteed income) or flexible Income Drawdown is the most appropriate for your circumstances, needs and objectives.
There are important factors to take into account when retiring, such as death benefits for your spouse, partner or beneficiaries and valuable guarantees. It is therefore important that you seek Independent Financial Advice to ensure you are aware of all your options.
