Disclaimer

The information contained in this website is for general information purposes only and is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK. The information is provided by Charlotte Owen and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under the control of Charlotte Owen. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, Charlotte Owen takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following:

You may print or download to a local hard disk extracts for your personal and non-commercial use only.

You may copy the content to individual third parties for their personal use, but only if you acknowledge the website as the source of the material.

You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.

Data Protection

Any personal data collected via this website will not be passed to any third parties and will be used for the sole purposes of contacting you following your enquiry or request for information. By entering your details, you give Charlotte Owen permission to contact you.

Should you conduct business with Charlotte, any data disclosed will come under the Data Protection Policy of Grosvenor Consultancy Ltd which you can read here.

Grosvenor Consultancy Ltd is Authorised and Regulated by The Financial Conduct Authority and is entered on the Financial Conduct Authority Register under reference number 187799. Charlotte Owen is a qualified Independent Financial Adviser and is registered on the Financial Conduct Authority Register under reference number CSO01015

Tax rules, rates and allowances are all subject to change and are dependent on individual circumstances. The Financial Conduct Authority does not regulate tax advice and some forms of offshore investments. The value of investments and the income from them can fall as well as rise and you may not get back the full amount you invested.